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Ensure Timely Payments with UPI AutoPay

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UPI AutoPay lets you set up automatic monthly payments for your IDFC FIRST Bank loan EMIs using your UPI-linked bank account

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to know about UPI AutoPay

After successful setup of new mandate and payment debit, your current mandate will be automatically removed.

What is UPI AutoPay?

UPI AutoPay lets you set up automatic monthly payments for your IDFC FIRST Bank loan EMIs using your UPI-linked bank account. You can set it up through any UPI app.

Why should I set up UPI AutoPay?

With UPI AutoPay, you won’t miss a payment for your loan. This helps you avoid late fees and keeps your credit score safe. It also saves you from the trouble of making manual payments.

What happens if I choose “Pay with UPI AutoPay”?

  • You’ll be directed to your UPI app to confirm the setup with your UPI PIN.
  • If you have a payment due, it will be auto-debited immediately. If not, Rs 1 will be debited for verification.
  • Starting next month, your EMI will be auto-debited from your UPI-linked account.

Will my EMI be debited twice if I set up UPI AutoPay?

No, once UPI AutoPay is set up, your old payment mandate will be canceled automatically. Your EMIs will only be deducted through UPI AutoPay.

Is there any extra fee for setting up UPI AutoPay?

No, setting up UPI AutoPay for your loan is free of charge.

What is the “charge waiver” offer with UPI AutoPay?

As a special offer, some users will get a one-time charge waiver of up to Rs 500 on their outstanding charges. This will be adjusted from your dues once UPI AutoPay is set up and the EMI is paid. Terms and conditions apply.

Is UPI AutoPay safe?

Yes, UPI follows strict security standards set by the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI). It’s safe and secure, and thousands of customers are using it for timely EMI payments.

After successful setup of new mandate and payment debit, your current mandate will be automatically removed.

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